If you are looking for a good layering piece, or maybe you are lucky enough to spend your winter in FL and you don’t need a winter riding coat, this Dover Cowl Neck Pullover is a good option. I picked it up at the last Dover sale and was first drawn to it because of the color. It is mostly black with herringbone print on the neck. The snap closure is offset, giving it a fashionable feel. The neckline is composed of thermal fabric and can be buttoned to provide you with a variety of neckline heights. It was perfect the other day for blocking some chilly wind during my morning lesson. Also, there are rollover mitten sleeves with thumb holes to provide extra warmth for when you forget your gloves (always me). The pocket is large enough for a phone, but not much else. I purchased mine on sale, but typically it is priced at $89. Not sure I would pay this much for myself, but it would make a great gift for sure..